Planning to go on vacation, but not sure how you can protect your money against the costs for the immediate medical needs you may have? Don’t worry, Travel Insurance for Canadians will be ideal, if you are taking a trip outside your province of residence.
Travel Insurance for Canadians: What is It?
Travel Insurance for Canadians is designed to provide medical and optional non-medical emergency coverage to Canadian Citizens and Permanent and Temporary Residents, who are travelling abroad or to other provinces across Canada.
The Canadian Travel Insurance will take care of the costs for an immediate medical attention you may require during your trip since the government health insurance plan will not be as useful outside your province of residence, in case you have an urgent health issue.
Travel Insurance for Canadians: Eligibility Requirements
As you already know, Canadian Residents are insured under their Provincial Healthcare Plans, however, they only cover a small portion of medical expenses incurred outside Canada. Your government insurance coverage may also be limited while travelling to another province, and even the slightest injury or illness can deal a significant blow to your budget.
If you are planning on going out of your residence’s province or abroad, travel health insurance for Canadians will provide you with a simple and affordable way to protect yourself from the costs of medical emergencies that may happen during the trip.
In order to be eligible for Travel Insurance, you MUST:
– Be a Canadian Resident
– Be currently enrolled in a provincial health insurance plan
– Meet other specific conditions set by a particular Canadian Insurance company
Travel Insurance for Canadians: Non-medical Coverage
Canadian travel health insurance coverage we offer is up to $10 million per person. Such comprehensive travel insurance coverage will give you peace of mind while you are on a trip as it will cover the necessary expenses for emergency medical care.
Also, in order to increase your protection, optional travel coverage is available for non-medical expenses including:
– All Inclusive Worldwide/Canada/USA Travel Packages
– Trip cancellation and Trip interruption
– Loss / delay / damage of your baggage
– Documents replacement
– Rental car protection
– Flight or Travel Accidents
– Cruise Travel Packages
Travel Insurance for Canadians: Trip Plans
If you only travel occasionally, we offer you a variety of Single-Trip travel insurance plans, which include Emergency Medical, All-Inclusive, Trip Cancellation & Trip Interruption as well as other non-health emergency coverage options.
If you take two or more trips per year, enjoy the convenience and savings of a one-time purchase of the Canadian travel insurance policy with an unlimited number of trips taken during the period of 365 days. Select your travel insurance coverage for 4, 10, 18, or 30 days per trip outside of Canada.
Once you have decided to get a Travel Insurance plan to protect your finances while you are on a trip, it is a perfect time to start learning about the coverage benefits that the Canadian travel insurance providers have to offer.
Please, note that each Canadian Travel Insurance plan has its own special features and eligibility requirements that do not apply for other policies. In order to view a full list of coverage details, please refer to the Policy Wording for a travel insurance plan of your interest.
Travel Insurance for Canadians: Medical Benefits
The summary of travel insurance benefits below outlines ONLY medical emergency coverage for Canadian Residents available from all the plans we offer you.
– Medical Emergency Treatment
– Services of a Physician
– Hospital Confinement
– Ambulance Transportation
– Prescription Drugs
– Dental Repair / Dental Pain Relief
– Accidental Death & Dismemberment
– Evacuation / Repatriation
– Bedside Companion / Family Member Transportation
– Paramedical Services of Chiropractor, Osteopath, etc.
– Meals and Accommodation
– Subsistence Allowance / Hospital Allowance
– Vehicle Return
– Cremation / Burial
Some of the Medical Emergency Travel Insurance plans have unique benefits that are not available with any other insurance policy. Please, contact our Insurance Advisors to learn more about it.
– Identity Fraud Recovery
– Pet Return
– Trip Break Benefit (Return home without terminating your coverage)
– Return and Escort of Children / Child Care
– Eyeglasses Replacement
– Return of Baggage and Personal Belongings
For a detailed coverage description please read the Policy Wording for the chosen insurance plan, which can be downloaded using the appropriate button in our Travel Insurance Calculator.
Travel Insurance for Canadians: Non-Medical Benefits
As we have already mentioned, Health Insurance for Travelling Canadians or, as it is commonly known, Travel health Insurance can be upgraded with a Non-medical emergency coverage raider, which is offered by some of the Canadian insurance companies we are working with.
You are also free to only purchase a non-medical travel emergency insurance without health coverage, if you think that you do not need additional protection for your finances.
Here is the summary of optional non-medical emergency benefits:
– All Inclusive Travel Packages: Worldwide /USA/Canada
– Trip Cancellation & Trip interruption
– Enhanced Accidental Death & Dismemberment
– Damage/ Loss / Delay of Baggage
– Cruise Travel Packages
– Protection of a Rental Vehicle
– Documents Replacement
– Flight or Travel Accidents
Important Notice: Not all of the Canadian insurance providers offer additional non-medical coverage. Please, contact our Insurance Advisors, if you are not sure which travel insurance plan to choose.
In order to get your Canadian travel insurance coverage, all you need to do is to follow the links below, read a plan description, calculate a personal quote and pay with a credit card.
Once the payment is processed, you will receive your travel insurance by email in no time.
Travel Underwriters (TUgo)
Allianz Global Assistance
Important Notice: Each Canadian travel insurance plan has its own coverage features and eligibility requirements. In order to read an official travel insurance descriptions for a particular plan, follow the links above or contact one of our Insurance Advisors.
Policy Wording Claim Form