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Summary of Benefits:

Coverage Amount  $10,000/ $25,000/ $50,000/ $100,000/ $150,000/ $300,000
Medical Emergency Care Up to sum insured
Hospitalization Up to sum insured
Services of physician, surgeon, anaesthetist, Semi-private hospital accommodation  services, Diagnostic tests Up to sum insured
Laboratory Diagnostics / X-Ray Up to sum insured
Ambulance Services Up to sum insured
Registered Nurse Services Up to $10,000
Prescription Medication Up to $500 for 1 month supply
Medical Specialist Services (chiropractor, osteopath, etc.) Up to $500 for outpatient treatment
Family/Friend Transportation Up to $3,000 / $1,000 meals an accommodation
Follow Up Treatment Up to $3,000
Accidental Dental Repair Up to $3,000
Meals and Accommodation Up to $1,500 for 10 days while hospitalized
Repatriation Up to $3,000
Return of Deceased Up to $10,000
Cremation/Burial Up to $4,000

 

No coverage for any pre-existing medical conditions unless purchased (upto age 80), Pre-existing medical condition means a sickness, injury or
medical condition, whether or not diagnosed by a physician:
i. for which you exhibited signs or symptoms; or
ii. for which you required or received medical consultation; and
iii. which existed prior to the effective date of your coverage.
48-hour waiting period on sickness if policy is purchased after arrival in Canada           _15 days waiting period if you are age 86 or over no matter when the policy is purchased
Effective Date means the date and time coverage starts. Coverage
begins on the latest of the following:
a) the date and time the completed application and premium
are accepted by the Destination: Travel Group Inc. or its
agent; or
b) the date indicated as the effective date in your
confirmation of coverage; or
c) the date and time you exit your country of origin
Pre-existing Conditions:
No coverage for any pre-existing medical conditions unless purchased (upto age 80), Pre-existing medical condition means a sickness, injury or
medical condition, whether or not diagnosed by a physician:
i. for which you exhibited signs or symptoms; or
ii. for which you required or received medical consultation; and
iii. which existed prior to the effective date of your coverage.

Refunds will only be considered by DTGI when:
1. The entire trip is cancelled prior to the effective date.
2. You return to your country of origin prior to the expiry date.
3. You become insured under a Canadian provincial or
territorial health/medical plan
as long as you are not
required to maintain coverage for work permit or other
immigration purposes
A fee of $150 may apply if cancelling a policy issued for one year or
more of consecutive coverage prior to the effective date.
Important Notes
Premium refunds, regardless of method of payment, must be obtained
from the agent where coverage
was originally purchased and submitted
to Destination: Travel Group Inc.
Partial refunds will be calculated on a pro-rated basis and are subject to
a $25.00 administration fee and a minimum refund of $25.00.
Under no
condition will a refund be made if a claim has been incurred or paid, or
is pending.

Emergency Assistance provided by:
SelectCare Worldwide
250 Yonge Street
Toronto, Ontario, Canada M5B 2L7
If you fail to notify SelectCare Worldwide, without reasonable
cause, it will result in the reduction of eligible benefit amounts
payable by 20%. You will be responsible for any expenses that
are not payable by the insurer.