Critical Illness Insurance Brampton

Critical Illness Insurance Brampton

If you are living in brampton (Canada ) and you want critical illness insurance than this article is for you . understands that like most Canadians, you probably assume that your health insurance coverage will protect you should you become sick or suffer a life threatening illness. It’s important to understand that health insurance and critical illness insurance are not one and the same.

Critical illness insurance covers expenses associated with a number of serious ailments including stroke, heart attack, or cancer. Private nursing, modifications to your home or vehicle to accommodate associated mobility issues, access to treatments or medications not available in-province, or even finding care for your dependants during hospitalization are all services not covered by provincial health insurance and they may not be covered by your employee benefits.

The truth is that in spite of leading relatively healthy lifestyles, nine in 10 Canadians (90%) have reported having at least one risk factor for heart disease or stroke (smoking, alcohol, physical inactivity, obesity, high blood pressure, high blood cholesterol, and diabetes) according to Stats Canada. And of the 50,000 Canadians who suffer a stroke each year, 75% will be left with a disability; insurance can help ease the financial burden and ensure your quality of life remains intact.
How does it work? Critical illness insurance typically provides a lump-sum benefit to help support you financially, if you are diagnosed with and survive a covered critical illness. Conditions covered range from heart attack, heart valve replacement, bypass surgery, or stroke to cancer, major organ transplantation, Parkinson’s disease, multiple sclerosis, kidney failure, and paralysis.

The lump sum payment received can be used to supplement your health insurance plan, reduce your financial stress by paying off debt, hire support help, home or auto modifications, or cover the cost of your spouse taking a leave of absence to help you in recovery.

Our reps in canada (Brampton or Mississauga ) are available to discuss coverage options with you and to provide you with a more fulsome list of what critical illnesses are included.