Allianz Visitors to Canada

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Summary of Benefits:

Coverage Amount $10,000 / $25,000 / $50,000 / $100,000 / $150,000 / $300,000
Medical Emergency Care Up to sum insured
Hospitalization Up to sum insured
Physician Services Up to sum insured
Laboratory Diagnostics / X-Ray Up to sum insured
Ambulance Services Up to sum insured
Registered Nurse Services Up to $10,000
Prescription Medication Up to $500 for 1 month supply
Medical Specialist Services (chiropractor, osteopath, etc.) Up to $500 for outpatient treatment
Family/Friend Transportation Up to $3,000 / $1,000 meals an accommodation
Follow Up Treatment Up to $3,000
Accidental Dental Repair Up to $3,000
Dental Pain Relief Up to $500
Meals and Accommodation Up to $1,500 for 10 days while hospitalized
Repatriation Up to $3,000
Return of Deceased Up to $10,000
Cremation/Burial Up to $4,000
Accidental Death & Double Dismemberment Up to sum insured not exceeding $150,000
Single Dismemberment Up to 50% of sum insured
Flight Accident Up to sum insured not exceeding $50,000
Rental of Medical Appliances
Side-Trips Benefit Medical expenses for emergencies that occur outside Canada or your country of origin will be covered as long as more than 50% of time spent in your policy period is in Canada.
Trip Break Benefits: If you are going home for a short duration, you may not have to cancel your policy as it will remain active and valid for further entries to Canada before it expires. However, medical costs incurred in your country of origin will not be covered.

Policy Wording:

For a comprehensive list of health benefits, eligibility requirements and coverage exclusions, please carefully read a detailed plan description – Policy Wording.

Eligibility for Allianz Visitors to Canada plan

Coverage is NOT AVAILABLE to any individual who, as of their departure date:

a) Has been diagnosed with a terminal illness; or
b) Has been diagnosed with or has had an episode of congestive heart failure; or
c) Has had their most recent heart surgery more than 10 years ago; or
d) Has been diagnosed with Acquired Immune Deficiency Syndrome (AIDS) or Human Immunodeficiency Virus (HIV); or
e) Has been diagnosed with stage 3 or 4 cancer, or cancer of the lung, liver, pancreas, or bone; or has received treatment for any cancer (other than basal or squamous cell skin cancer or breast cancer treated only with hormone therapy) in the past 3 months; or
f) Has had a lung condition for which, in the last 12 months, they have been prescribed or used home oxygen; or
g) Has received or is awaiting a bone marrow or major organ transplant; or
h) Has been diagnosed with or received treatment for kidney disease requiring dialysis; or
i) Has been diagnosed with an aneurysm that has not been repaired; or
j) Requires assistance with activities of daily living.

Pre-existing Conditions

Coverage for pre-existing conditions if stable for 90 days for ages 0-59,
- For Ages 60 to 79, no coverage for heart, stroke, lung, artery or vein disorders unless pre-approved by Allianz through a medical questionairre (180 days stability period applies for other conditions)
- for ages 80 to 89, no coverage for any pre-existing condition unless medical questionnaire is pre-approved by Allianz

Please note that there will be no refund issued, if a claim has been made.
Full Refunds will be available for individuals, who:

– Cancel their Allianz Global Assistance insurance policies within the first 10 days of purchase before the effective date.
– Cancel their entire trip to Canada before the effective date. However, Cancellation fee may apply.
– Have received a refusal for the Super Visa.
Partial Refunds are issued to individuals, who:

– Cancel their insurance policy due to early departure to the country of their origin without any intention of coming back to Canada.
– Become eligible for and covered by the Provincial Health Plan.

Partial refunds are based on daily insurance premiums and a number of days left on the policy before the expiration date. Cancellation fee may apply.

Refund amounts less than the minimum premium ($20) will not be issued.

Please refer to Allianz Global Assistance plan description’s section on Premium Refunds – Policy Wording.
In order to request a refund, please contact one of our Insurance Advisors.

Claim Procedure for Allianz Global Assistance:

Upon medical emergency, you must notify Allianz Global Assistance Emergency Assistance Center immediately, if it is possible, or within the first 24 hours of hospital admission or before a surgery . Failure to contact Allianz Global Assistance, with no adequate reason, will reduce the payable insurance benefits by 20%.

If for some reason you cannot call Allianz, someone else can call on your behalf as well.

Allianz Global Assistance Emergency Assistance Center is available 24-hours a day, 7 days a week.

* Toll-Free – 1.800.995.1662 (within Canada & USA)
* Toll Free – 800.842.08420 (Worldwide)

In order to file a claim, you will need to:

Fill out a Claim Form and attach all original medical receipts for treatment and prescription medication.

Send the claim form with your receipts to:

Allianz Global Assistance Claims Department
            2100-250 Yonge Street
Toronto ON, Canada M5B 2L7

Note that claim must be reported within the first 30 days and written proof must be provided within 90 days of occurrence. Please read the Policy Wording to find out more about claim process.

For Accidental Death & Dismemberment Benefits include also: 1. Police report; 2. Coroner's report; 3. Death certificate.


Policy Wording Brochure Claim Form Refund Form